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One of the perks of writing about money is getting offered books to review. Many of the titles on my shelf were gifts, and here are synopses of four I read today—plus a giveaway.
The final book I discuss is available as a free giveaway: How Much Money Do I Need to Retire? Sign up for the Wealth Tips Newsletter (you’ll also get a free 20-Minute Guide to Investing) to enter. Sign-ups close December 15; mention in the comments that you signed up and the winner will be announced December 18.
Home Finances Workbook
I’ve always liked workbooks—there’s something satisfying about filling in blanks and following a guided path. This book is built around practical exercises for couples to get on the same financial page. The opening exercise asks each partner to list and rank short- and long-term goals, then compare and create shared goals for the household. It’s a smart approach, since many money conflicts start from unspoken assumptions—one partner buys another pair of shoes while the other splurges on premium TV, and resentment follows.
The workbook continues with collaborative strategies, including the idea of a monthly family financial meeting to review what’s working. It also introduces basic accounting concepts in plain language and links to useful resources, including a free downloadable budget template. A few images are a bit fuzzy, but the questions and tools are practical and inspiring—great for couples who want a clear, actionable starting point.
The $1,000 Challenge
This is an entertaining, practical account of one family’s effort to trim their budget without drastic sacrifice. The author moved his family from Florida to Michigan and set out to cut $100 from ten separate budget categories. Each chapter offers concrete, often amusing cost-cutting ideas—drive the higher-mileage car when possible, cancel unused subscription fees, and other everyday hacks. Even seasoned savers may pick up a new tactic, and the book’s humor makes it a fun read as well as a useful one.
Money Rules
Easy to read and dip into, this book packs 94 bite-sized rules—some reminders, some fresh takes. They’re part inspiration, part tough love. A few examples:
– “Hope is not an investment strategy.” Don’t rely on wishful thinking for retirement planning.
– “The salesperson is not your friend.” Beware persuasive pitches that lead to impulse buys.
– “You can recover from any financial problem by saving more.” It’s a helpful mindset for people who regret missed opportunities.
– “Shop with cheapskates.” Your social circle influences spending—choose company that supports your goals.
– “No one really knows where the market is going.” Market predictions are unreliable; humility pays off.
These short rules make the book a handy pick-me-up when the financial blues hit.
How Much Money Do I Need to Retire?
I reviewed this one previously but include it again because a signed copy is available to win. The book frames retirement planning around seven key questions, asking readers to confront uncertainties like future inflation while acknowledging that no one can predict everything. It offers three models to estimate your retirement number and provides practical strategies for narrowing down what you’ll need. It’s a hands-on guide for anyone trying to get a realistic handle on retirement funds.
For a chance to win a signed copy of How Much Money Do I Need to Retire?, sign up for the Wealth Tips Newsletter (includes the free 20-Minute Guide to Investing) to be eligible. Sign-ups close December 15; mention in the comments that you signed up and the winner will be announced December 18.
What are your favorite money books?
