
Vaulted Gold is an app and website that makes buying and holding physical gold and silver simple and affordable. With as little as $5, you can buy fractional or whole, serial-numbered bars and store them securely for you.
You can use the Vaulted app or Vaulted.com to buy, sell, and set up automatic purchases through the VaultPlan. Gold purchased through Vaulted is stored at the Royal Canadian Mint and silver at HSBC—both insured, high-security vaults. If you choose physical delivery, Vaulted can arrange shipping, though ACH-funded requests may take up to 60 days and shipping, handling, and insurance fees apply. Storage is available only within the U.S.
Vaulted emphasizes transparency and security. Holdings are never commingled: each bar is tracked by serial number and audited annually to confirm purity and weight. The app uses industry-standard data security practices and undergoes third-party cybersecurity reviews. Note that Vaulted-held metals aren’t covered by FDIC or SIPC insurance, unlike bank or brokerage cash and securities.
Fees and minimums are clearly displayed. Vaulted’s transaction and storage fees tend to be lower than many competitors, though some gold ETFs can be traded commission-free through brokerages. You can avoid the annual storage fee by opting for physical delivery, but delivery-related fees will apply.
Why consider physical precious metals? Gold and silver can help diversify a portfolio and act as a hedge during inflationary periods. Silver also has strong industrial demand in products like batteries, semiconductors, solar panels, and medical devices. Historical price relationships between gold, silver, and major stock indexes have varied over time, which underscores the value of holding different asset types.
Vaulted is operated by McAlvany Financial Group, a long-established gold brokerage. The platform targets beginners and younger investors by offering low minimums and a streamlined, tech-forward experience. For investors concerned about fraud, poor appraisals, or unreliable dealers, Vaulted’s insured vault storage, serial-number tracking, institutional-grade security, and annual audits reduce those risks.
No single method of gold investing is best for everyone. Options include buying physical metal, owning shares of mining companies, or investing in gold ETFs—each with trade-offs between cost, convenience, liquidity, and physical ownership. Physical gold costs more than ETF or mining-stock exposure but provides direct ownership and the option of delivery.
Vaulted is a convenient way for beginners to gain fractional ownership of physical gold and silver without large upfront capital. Remember that gold and silver do not pay dividends; investors typically buy them as a store of value or inflation hedge. If you want physical metal ownership with secure storage and the option to take delivery, Vaulted offers a straightforward, reputable solution. After signing up and linking your bank, you can begin investing through the app or website.