
Vaulted is a mobile app and website that makes buying and holding physical gold and silver straightforward. You can start with just $5 and use the app to buy fractional or whole, serial-numbered bars. Vaulted stores gold at the Royal Canadian Mint and silver at HSBC, both insured and audited to confirm serial numbers, purity and weight. Holdings are kept separate and cannot be reallocated.
Setting up an account is quick. You can schedule recurring purchases through the VaultPlan and request physical delivery at any time. If your purchase is funded by ACH, expect about a 60-day wait for delivery; shipping, handling and insurance fees apply. Contact Vaulted to arrange shipping. Note: storage is available only in the U.S.
Vaulted’s fees are lower than many competitors that charge 3–15% per transaction, though gold ETFs may be traded commission-free through some brokerages. You can avoid the annual storage fee by having your metals shipped to you, but delivery-related fees still apply.
The platform emphasizes security and transparency. Vaulted uses industry-standard data protections and undergoes third-party cybersecurity reviews. Physical metals are kept in insured, high-security vaults—the Royal Canadian Mint for gold (insured and backed by the Canadian government) and HSBC for silver. Vaulted is a trademark of McAlvany Financial Group, a long-established bullion firm.
Why consider physical gold and silver? Precious metals can diversify a portfolio and act as a hedge against inflation and economic instability. Silver also has strong industrial demand for use in batteries, semiconductors, solar panels and medical devices. Historical price relationships with stocks vary over time, so owning different asset classes can help smooth returns.
Risks include price volatility and potential fraud, but Vaulted addresses many concerns by:
– Storing metals in secure, insured vaults
– Tracking individual bars by serial number
– Performing annual audits
– Applying institutional-grade security procedures
There’s no single “best” way to invest in gold. Options include buying physical metal, purchasing shares in mining companies, or investing in ETFs. Physical ownership costs more than ETFs or stocks but provides tangible possession and the option of delivery—features some investors prefer.
For beginners, Vaulted offers a low-cost, simple path to fractional ownership of physical gold and silver. Keep in mind these metals don’t pay dividends; they’re typically used as a store of value and a hedge. If you want physical custody, a streamlined platform and relatively low minimums, Vaulted is a legitimate option to consider for buying, selling and storing precious metals.