assetbest 
Vaulted is an app and website that simplifies buying and holding physical gold and silver. It lets you purchase fractional or whole, serial-numbered bars and stores gold at the Royal Canadian Mint and silver at HSBC vaults, both insured and audited. Holdings aren’t commingled—each bar keeps its own serial number, purity and weight, and Vaulted performs annual audits to verify accuracy.
The platform supports automatic deposits through a VaultPlan and allows you to request physical delivery anytime; if funded by ACH, expect about a 60-day processing period. Shipping, handling and insurance fees apply, and Vaulted arranges delivery. Storage and shipping details should be confirmed with Vaulted for eligibility and fees.
Vaulted’s fees are designed to be competitive with the market. You can avoid the annual storage fee by choosing physical delivery, though delivery incurs its own charges. Compared with many dealers who charge high transaction markups, Vaulted’s pricing is generally lower, while gold ETFs may offer lower trading costs depending on your brokerage.
Security and insurance are central to Vaulted’s offering. The app uses industry-standard data security practices and undergoes third-party cybersecurity reviews. Physical metals are stored in high-security, insured vaults, but these holdings are not covered by FDIC or SIPC insurance that applies to bank cash or brokerage assets.
Investing in physical precious metals can add diversification and act as a hedge against inflation and economic uncertainty. Silver also has strong industrial demand for products like batteries, solar panels and medical devices, which can influence its value. Gold and silver don’t pay dividends; investors buy them mainly for preservation of value and portfolio balance rather than income.
Risks include price volatility and the potential for fraud with some dealers. Vaulted mitigates many of these risks through secure, insured storage, transparent serial-number tracking, institutional-grade security practices and regular audits.
There’s no single best way to invest in gold. Options include buying physical metal, investing in mining companies, or buying ETFs—each has trade-offs in cost, liquidity and convenience. Vaulted is particularly suited to investors who want direct, insured ownership of physical metal with a low entry point; the platform allows account opening with a small minimum and aims to be accessible for beginners. After signing up and linking a bank account, you can start buying fractional or whole bars.
