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Vaulted is an app and website that makes buying and holding physical gold and silver simple. It lets you buy fractional or whole serial-numbered bars and stores gold at the Royal Canadian Mint and silver at HSBC, both insured and audited. Holdings are kept separate, never pooled, and are audited yearly to confirm serial numbers, purity, and weight.
The app supports recurring deposits through a VaultPlan and lets you request physical delivery at any time. If you fund a delivery via ACH, expect about a 60-day processing window; shipping, handling, and insurance fees apply. Storage is available only in the U.S., and Vaulted can help arrange shipment when you want it sent to you.
Fees and minimums are transparent on the site. Vaulted’s transaction fees and annual storage charges are generally lower than many dealers, and you can avoid the storage fee by requesting delivery, though delivery fees still apply. Unlike gold ETFs or brokerage accounts, Vaulted’s metals are not covered by FDIC or SIPC insurance.
Vaulted emphasizes security and transparency: metals are kept in high-security vaults, insured, and tracked by serial number. The company says its app follows industry best practices for data security and undergoes third-party cybersecurity reviews. Vaulted is run by McAlvany Financial Group, a long-established firm in the precious metals space.
Precious metals can help diversify a portfolio and may act as a hedge during inflation or market stress. Silver also has strong industrial demand for electronics, solar panels, batteries, and medical uses. That said, gold and silver don’t pay dividends; investors buy them for potential price appreciation and as a store of value.
There are several ways to gain gold exposure—physical bullion, mining stocks, or ETFs—each with trade-offs. Physical gold gives tangible ownership and delivery options but usually costs more than ETFs, which offer lower transaction costs and ease of trading. Vaulted is well suited to people who want physical possession without dealing with dealers, and it’s an accessible option for beginners thanks to low minimums and a simple interface.
Risks with gold investing include price volatility and potential fraud or misrepresentation. Vaulted addresses these by using insured, secure vaults, providing serial-number tracking, and maintaining institutional-grade custody practices. While no method is risk-free, Vaulted ranks among safer choices for retail investors seeking physical metal ownership.
Overall, Vaulted provides a straightforward, low-friction way to buy and store physical gold and silver, with options for recurring purchases and physical delivery. After signing up and linking a bank account, you can begin investing with a small initial amount.
