assetbest 
Vaulted is an app and website that makes it simple to buy and hold physical gold and silver. You can start with as little as $5 and buy fractional or whole, serial-numbered bars. Gold is stored at the Royal Canadian Mint and silver at HSBC, both insured and audited. Vaulted maintains separate, identifiable holdings for each customer; bars are never commingled and are audited annually for serial numbers, purity and weight.
The platform offers automatic deposits through a VaultPlan and lets you request physical delivery. If your purchase was funded via ACH, expect about a 60-day wait for shipment; shipping, handling and insurance fees apply. Storage is available only in the U.S.
Vaulted’s fees are generally lower than many dealers, and you can avoid the annual storage fee by having your metal shipped to you (shipping costs still apply). While some gold ETFs offer commission-free trading through brokerages, buying physical metal gives you direct ownership and the option of delivery.
Security and insurance are emphasized: holdings are kept in secure, insured vaults, and the app uses industry-standard data protection with third-party cybersecurity reviews. Note that precious metals held with Vaulted are not covered by FDIC or SIPC insurance, but the vault providers carry insurance against loss and damage.
Gold and silver can help diversify a portfolio and serve as protection against inflation, though they don’t pay dividends. Silver also has strong industrial demand for uses like batteries, semiconductors and solar panels. Prices for metals and stocks move differently over time, so owning a mix of assets can reduce overall risk.
Risks of gold investing include price volatility, potential fraud and appraisal errors. Vaulted addresses these by using high-security, insured storage, transparent serial-number tracking and institutional-grade protections for retail customers.
Alternatives to buying physical metal through Vaulted include purchasing gold ETFs or investing through precious metals dealers, online or in person. Each option has trade-offs: physical metal provides tangible ownership, while ETFs and mining stocks can offer lower costs and greater liquidity.
Overall, Vaulted suits investors who want straightforward access to physical gold and silver, prefer to avoid dealing with independent sellers, and value insured, audited storage with the option of physical delivery. It may be particularly appealing to beginners seeking low-cost, fractional ownership.
