
Vaulted Gold is an app and website that makes buying and holding physical gold and silver simple. It lets you buy fractional or full, serial-numbered bars and store them securely, making physical precious metals more accessible for beginners.
You can buy and sell gold and silver through the Vaulted app or vaulted.com. Gold holdings are stored at the Royal Canadian Mint and silver at HSBC, both insured and audited. Vaulted’s system keeps each bar separate and traceable by serial number; annual audits verify purity and weight. The platform uses industry-standard data security, with regular third-party cybersecurity reviews.
The app supports automatic deposits through a VaultPlan, and you can request physical delivery at any time. If funded by ACH, expect about a 60-day wait for delivery; shipping, handling, and insurance fees apply. Storage is available only within the U.S., and you must contact Vaulted to arrange shipping.
Fees and minimums are clearly listed on the site; Vaulted’s transaction and storage costs are generally lower than many competitors. You can avoid the annual storage fee by taking physical delivery, though delivery-related charges still apply. Unlike bank or brokerage accounts, Vaulted metal holdings are not covered by FDIC or SIPC insurance.
Vaulted is a product of McAlvany Financial Group, a long-established U.S. precious-metals brokerage. The platform targets new investors with a low minimum investment and a tech-focused experience, making it easy to enter physical metal ownership without buying whole bars.
Physical gold and silver can help diversify a portfolio and serve as hedges against inflation. Silver also has strong industrial demand in areas like batteries, semiconductors, solar panels, and medical technology. That said, gold and silver do not pay dividends, and their prices can fluctuate.
Common ways to gain exposure to gold include buying physical bullion, purchasing shares of mining companies, or investing in gold ETFs. Each approach has trade-offs: physical metal offers tangible ownership and delivery options, while ETFs and mining stocks tend to be more convenient and cheaper to trade.
Buying physical metals carries risks such as fraud, misrepresentation, and price declines. Vaulted reduces these risks by using high-security, insured vaults, maintaining serial-number tracking, and providing institutional-grade custody and insurance coverage. For investors who want insured, verifiable physical ownership without dealing with independent dealers, Vaulted is a convenient and reputable option.
Signing up and linking a bank account is straightforward, enabling quick access to buying and storing physical gold and silver with fractional ownership.