assetbest 
Vaulted Gold is an app and website that makes buying and holding physical gold and silver simple. It’s designed to remove the friction many beginners face when entering precious metals investing, letting users buy fractional or whole, serial-numbered bars with a low minimum investment.
Gold bought through Vaulted is stored at the Royal Canadian Mint, and silver is held at HSBC Bank. Both facilities offer high-grade security and insurance. Holdings are audited annually to confirm serial numbers, purity, and weight. Vaulted uses industry-standard data security, encryption, backups, and third-party cybersecurity reviews. Note that these holdings are not covered by FDIC or SIPC insurance.
The app supports automatic deposits through a VaultPlan and allows you to request physical delivery of your metal. If you request delivery and the funds were sent by ACH, there’s typically a 60-day wait, and shipping, handling, and insurance fees apply. Storage through Vaulted is available only in the U.S., and you must contact Vaulted to arrange shipping.
Vaulted’s fees and minimums are clearly listed on its site. You can avoid the annual storage fee by choosing to have your metal shipped, though delivery costs still apply. Vaulted’s fee structure tends to be lower than many dealers, who often charge high transaction premiums; however, gold ETFs can sometimes be traded commission-free through brokerages.
Vaulted is backed by McAlvany Financial Group, a long-running firm in the precious metals space. When you buy through Vaulted, you own the actual metal, not a pooled claim. Your bars are kept separate, and the platform maintains institutional-grade safeguards for retail investors.
Precious metals can help diversify a portfolio and act as a hedge against inflation. Silver also has strong industrial demand for uses like batteries, solar panels, and electronics, which can affect its value. Historical movements show that gold and stocks don’t always move together, so holding both can smooth portfolio volatility. Over a recent one-year period, gold rose significantly and silver saw even larger gains, while stock indices posted more modest returns—illustrating why some investors include metals for balance.
There are risks with any gold investment, including fraud, appraisal errors, and market price declines. Vaulted addresses many of these concerns by using insured, secure storage, tracking serial numbers, and providing regular audits. Still, physical metals do not pay dividends; their appeal is generally as a store of value and inflation hedge rather than income.
Investors can choose among physical metal, mining stocks, or ETFs. Physical ownership gives tangible assets and delivery options, while ETFs and miners offer convenience and lower transaction costs. Vaulted is a straightforward option for beginners who want fractional ownership of physical bars without dealing directly with dealers, and it appears to be a legitimate, secure way to buy, sell, and store gold and silver.
